8 Common Money Myths

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common money myths

Debt hasn’t always been around. It’s a product that has been marketed to death and now people line up to get into debt. There are many common money myths plaguing the American people today. Here are just some of them.

Money Myth: Rent-to-own places help the poor.

Fact: These companies only benefit themselves and are ripoffs.

These kinds of companies are usually scattered among poor neighborhoods because wealthy people don’t buy into their scams. These businesses allow people to take home items today after they’ve signed a written contract agreeing to pay a monthly amount on it. Read more

Ways To Cut Your Expenses In Half

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Cut your expenses in half

Did you know there are many ways you can cut your expenses in half? You work so hard for your money, you shouldn’t hand it over to someone without first doing the math and calculating the results.

Here are some ways you can cut your expenses and keep more of your hard-earned cash.

(This post may contain affiliate links. If you make a purchase through one of my links, I’ll receive a commission at no extra cost to you. Thank you so much! Read our full disclaimer here.)

Don’t finance for phones.

This is really important: Never ever finance a phone. I don’t think you should finance anything except maybe a home. However, please do not make payments on a phone. Read more

Why Some Budgets Don’t Work

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Having a budget in your life is a great way to ensure you’re making the most out of the income you worked so hard to earn. There are many people who live by budgeting and can attest that they work.

Nevertheless, there will always be reasons why a budget may fall apart. Everyone is different, thereby making all the reasons different. However, the following reasons have made many budgets fall apart and left the owner wondering, “Why don’t budgets work?”

Your budget is too complicated.

When budgeting, you want to make sure every dollar gets an assignment. That means every dollar you earn should have a place you’ve designed it to go.

That being said, you don’t need to go into too much detail. For example, when I write my budget I label a portion for “food”. I don’t label a portion for the bread, rice, and spaghetti. That would overcomplicate it and eat too much of my time. Read more

6 Benefits Of Budgeting

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Benefits of budgeting

Budgeting. This simple word can cause many people to tense up and dread the following conversation. However, there are many benefits of budgeting every dollar each month.

Personally, I’ve found that having a budget in place gives me peace of mind and eliminates money quarrels within my family.

Since there are many people out there who may dislike talking about budgeting, I thought I’d give a little insight on a few different benefits of budgeting.

Your bills will always be paid on time.

Paying our bills are important. So much so, that forgetting to pay a bill can cause sudden stress on an individual. Read more

Vitamin E Foods For A Plant-Based (Vegan) Diet

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Vitamin E Foods For A Plantbased Diet

About Vitamin E

Vitamin E has eight different forms. However, only one is active and can meet human requirements – alpha-tocopherol.

Vitamin E helps support the immune system, regulates gene expression, and helps with other metabolic processes. It also aids in keeping the inner lining of blood vessels clear and smooth by preventing build up.

This vitamin is considered an antioxidant, which means it neutralized free radicals and can help prevent the onset of diseases.

Taking Vitamin E supplements are linked with negative effects such as a stroke. [2] Read more

Vitamin A Sources For A Plant-Based (Vegan) Diet

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Vitamin A Sources

About Vitamin A

The term Vitamin A is used to refer to a group of compound necessary for growth, immune system, reproductions, and vision.

There are two types of Vitamin A-

  • Preformed Vitamin A – found in animal products.
  • Provitamin A Carotenoids – found in plants.

Provitamin A carotenoids can be converted to Vitamin A. Beta-carotene is the most known of these carotenoids and the most active. Carotenoids have a wide spectrum of colors, such as yellow, red, and orange hues. Read more

Vitamin C Foods For A Plant-Based (Vegan) Diet

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Vitamin C foods

Vitamin C, AKA L-ascorbic acid, is a necessary nutrient and can be found in many delicious foods. But first, let’s take a look at what Vitamin C does for the human body before we take a look at different Vitamin C foods.

Vitamin C helps to create L-carnitine, collagen, and certain neurotransmitters. Also, it aids in protein metabolism, iron absorption, and boosts the immune system. Plus, it acts as an antioxidant.

Although nearly impossible on a plant-based diet, a Vitamin c deficiency leads to a very rare disease called scurvy. Read more