7 Ways To Save Money On Groceries

Save money on groceries

Although we have many important bills, no one can deny that our monthly food bill is one of the most demanding. Grocery shopping may not be fun for everyone, but it’s certainly an important shopping trip. Because of the effects foods have on the body, I personally spend more on great quality foods and suggest for others to do the same. However, even while buying quality foods I still believe you have the right to save money on groceries. In this post, I’ll share with you some tips that will make this shopping experience a tad bit better.

Search For Sales

We live in a time where everything we can ask for is at our fingertips. That’s right- our cell phone. There’s an app called flipp that has all your current local circulars in one place. That means you can look for all the sales for this week by just entering your zip code. How easy is that?

Also, many of your local grocery stores probably have their own app that you can download. I know Walmart and Shoprite have their own app that you can order groceries right on your phone and pick up in person. Because of this, you can see and compare real prices from your store at the comfort of your home.

Plus, some of these stores may have coupons accessible on their apps so it’s definitely worth taking a look at. It’s a quick and easy way to save money on groceries.

Besides getting used to comparing prices and weekly sales, get acquainted with the different sales for each store. For example, Shoprite has a can-can sale every once in a while that easily cuts all their can prices in half. And Acme has a Buck-A-Bag sale that allows you to buy bags of produce for $1 each! Yes! I’m serious and it’s awesome! Read more

How To Stop Spending Money On Impulse Buys

Save money on impulse buys

The average U.S. consumer spends $5,400 a year on impulse buys. [1]

How’s that for an eye-opener? Think about the above statement. If a person only makes $30,000 a year, that means they’re spending about 20% of their income on impulse purchases. What on earth? If only there was someone to teach us how to stop spending money on impulse buys! Don’t worry, I got you covered. I’m going to share with you 5 best practices to help you curb impulse purchases and keep your money!

Ask yourself this one question.

Is it a want or a need? Technically speaking, the only things we really need are water, foods, clothing, and transportation. Ask yourself that question before giving in to that appealing purchase that probably won’t satisfy you for long.

Think about it. How many things do we buy that we end up forgetting about later? We’re better off just leaving it on the shelf. If you find something that you really want, apply the next tip.

Sleep On It.

When you really want something, hold off on buying it. You may change your mind later and realize it was an emotional feeling you felt. On the other hand, if you still want the item a few days from now, then go ahead and buy it. Most of the time, impulse purchases are things we don’t really want that bad. They’re just things that end up in the cart without us realizing it.

By waiting it out, you can do research and try to find the item for the lowest price possible. Plus, buying things in the spur of the moment can lead to us spending money on bad quality items.

For example, not too long ago my son broke our TV. So of course, my husband wakes up early in the morning to buy a new one. He got a Walmart brand TV for cheap, brought it home, and found that the quality was horrible! He ended up returning it and buying something else.

In this case, we knew we needed to get a TV. However, by not waiting and doing research it led to wasted time. Holding off on a purchase and doing research on an item before you purchase will always be a good thing. Read more

5 Ways To Build Your Emergency Fund FAST

Build emergency fund fast

An emergency fund can completely change your life! It can help you feel more secure and problems will become only inconveniences for you. An efund can help save your marriage and your health. If you want to read more about this, check out my post Why You Need An Emergency Fund.

Q: What is an emergency fund?

A: An emergency fund is money that can be accessed quickly in case of an emergency.

You can build your emergency fund quickly. It’s not easy nor is it fun, but it will set your financial, mental, and emotional life up for success by preparing for what life will throw at you. Here are some ways you can build your emergency fund fast!

Put all your other financial goals on the back burner.

You never know when an emergency will strike. That’s why you have to be prepared. The only way to quickly save up the money you need is by forsaking everything else and using tunnel vision to reach this financial goal.

Now, I know there are many people out there that love to invest and I understand why. But the hard truth is you have to build your efund and the faster, the better. That means you may have to stop contributing to your 401k for a while.

Sell things you are no longer using.

I’m sure there are things you can find that are still in great condition that is no longer being loved by you. Instead of hoarding these things until they rot, sell them to someone who will love and appreciate these things. With all the great avenues out there for selling, there’s no reason not to sell your old goods.

These are great selling apps and websites you can check out if you’re interested. Read more

Why You Need An Emergency Fund

Why you need an emergency fund

75% of Americans live paycheck to paycheck.

Are you living paycheck to paycheck? According to the statement above, 7 in every 10 houses in your neighborhood is one emergency away from a crisis. That’s a huge deal! Many families are torn apart because of financial troubles and I refuse to allow that you happen to you! That’s why you need an emergency fund.

Q: What is an emergency fund?

A: An emergency fund is money that can be accessed quickly in case of an emergency.

Before we continue, take a look at the following statistics for Americans:

  • 71% do not have enough money on hand to cover 6 month’s living expenses.
  • 46% do not pay their bills on time.
  • 48% spend as much as they make or more each month.
  • 12% do not contribute monthly to a savings account or any type of retirement account.
  • 11% have credit card debt in excess of $5,000.
  • 12% have student loan debt in excess of $20,000.
  • The average American doesn’t have more than $400 in savings. [1]

If the average American doesn’t have more than $400 in savings and 75% are living paycheck to paycheck, what happens when an emergency happens? Consider the following scenarios: Read more

Secrets Revealed: How To Become Successful

How to become successful

Becoming successful in life is not rocket science, yet there are many people out there who have no idea how to become successful. If you’re one of them, that’s okay. I’m here for you!

There are some universal truths behind successful lives that can help you reach your goals faster. By following the list below, you can be sure to experience everlasting change and achieve your desires like never before.

Add Value Or Help Somebody

"Try not to become a man of success. Rather become a man of value."- Albert Einstein

A truly successful person knows that in order to breed more success, they must add more value to someone’s life. For example, big companies that we all know and love do something for us, don’t they? They provide us with the product we need for the right price. By providing us with something we were asking and looking for, they create wealth as a byproduct.

It should always be your first priority to create something that will benefit others. You cannot trick people into becoming a dedicated and loyal customer. Instead, focus on providing them with a solution to their needs and they will come back time after time, happy to give you their money in exchange for your service.

On the flipside, when you focus on helping someone (even for free), you build trust with that person and they will be sure to tell others about how friendly and life-changing your help was. Never underestimate the power of word of mouth. By helping others without asking for anything in return, you build relationships with people who will have a great opinion of you.

Also, the universe always returns that which is sent out. You will always reap what you sow. Therefore, sow the things you wish to receive.

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16 Cool Health Benefits Of Cucumbers

Health benefits of cucumbers

Awesome Health Benefits Of Cucumbers

Not only are cucumbers completely yummy, but they’re also really great for your health! There are so many uses and health benefits of cucumbers, there is no reason to not eat these vegetables on a daily basis. You can enjoy cucumber slices as a snack or mix them into a salad. However you choose to add them to your diet, you’ll be sure to feel and look better!

(This post may contain affiliate links. If you make a purchase through one of my links, I’ll receive a commission at no extra cost to you. Thank you so much! Read our full disclaimer here.)

Antioxidant Rich

Cucumbers are full of a bunch of wonderful antioxidants that can help prevent cancer and other horrible diseases. By adding more cucumbers to your diet, you’ll promote a healthy body by giving it the nutrition it needs!

Promotes Hydration

Cucumbers promote hydration which helps with all sorts of bodily functions!

Did you know? Cucumbers are mostly made up of water (as much as 96%). Because of this, they refresh the body and help it receive the hydration it so desperately wants.

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The Daniel Plan Will Change Your Life Forever!

The Daniel Plan will change your life forever

Q: What is The Daniel Plan?

A: The Daniel Plan is a book written by Pastor Rick Warren, Dr. Mark Hyman, and Dr. Daniel Amen that will completely change your view on food, health, and exercise. During the first trial of this plan, 15,000 people lost over 250,000 pounds collectively. People from over 190 countries joined in the movement online. [1]

I’m not kidding. This book is the real deal! If you’re serious about stepping up your health game, this book is the only tool you’ll need to do so.

How The Daniel Plan Changed My Life

When I bought The Daniel Plan, I had no idea what I was getting myself into. I thought this book was just another health book, but as soon as I began reading it, I knew it was different. I was completely sucked in and could not put this book down.

It all started with Pastor Warren. He had become overweight and realized that he wasn’t being the best role model he could be. Through conviction, he announced to his congregation that he was making a change in his personal health. To his surprise, many church members supported him and signed up to take the journey with him.

Tens of thousands of people have had their lives transformed and yours can be one of them too!

This book has taught me how to read a nutrition label, the dangers of eating processed food, the beauty of eating natural foods and enlightened me to the food industries dangerous tactics. There are many foods that I’ve stopped eating because I’m worth preserving my health.

For example, my family simply does not partake in fast food anymore. I know, crazy right? Once you know what is in these foods, I guarantee you’ll think twice about spending your hard earned cash on these disease ridden foods. After all, the truth will set you free.
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