7 Ways To Save Money On Groceries

Save money on groceries

Although we have many important bills, no one can deny that our monthly food bill is one of the most demanding. Grocery shopping may not be fun for everyone, but it’s certainly an important shopping trip. Because of the effects foods have on the body, I personally spend more on great quality foods and suggest for others to do the same. However, even while buying quality foods I still believe you have the right to save money on groceries. In this post, I’ll share with you some tips that will make this shopping experience a tad bit better.

Search For Sales

We live in a time where everything we can ask for is at our fingertips. That’s right- our cell phone. There’s an app called flipp that has all your current local circulars in one place. That means you can look for all the sales for this week by just entering your zip code. How easy is that?

Also, many of your local grocery stores probably have their own app that you can download. I know Walmart and Shoprite have their own app that you can order groceries right on your phone and pick up in person. Because of this, you can see and compare real prices from your store at the comfort of your home.

Plus, some of these stores may have coupons accessible on their apps so it’s definitely worth taking a look at. It’s a quick and easy way to save money on groceries.

Besides getting used to comparing prices and weekly sales, get acquainted with the different sales for each store. For example, Shoprite has a can-can sale every once in a while that easily cuts all their can prices in half. And Acme has a Buck-A-Bag sale that allows you to buy bags of produce for $1 each! Yes! I’m serious and it’s awesome! Read more

How To Stop Spending Money On Impulse Buys

Save money on impulse buys

The average U.S. consumer spends $5,400 a year on impulse buys. [1]

How’s that for an eye-opener? Think about the above statement. If a person only makes $30,000 a year, that means they’re spending about 20% of their income on impulse purchases. What on earth? If only there was someone to teach us how to stop spending money on impulse buys! Don’t worry, I got you covered. I’m going to share with you 5 best practices to help you curb impulse purchases and keep your money!

Ask yourself this one question.

Is it a want or a need? Technically speaking, the only things we really need are water, foods, clothing, and transportation. Ask yourself that question before giving in to that appealing purchase that probably won’t satisfy you for long.

Think about it. How many things do we buy that we end up forgetting about later? We’re better off just leaving it on the shelf. If you find something that you really want, apply the next tip.

Sleep On It.

When you really want something, hold off on buying it. You may change your mind later and realize it was an emotional feeling you felt. On the other hand, if you still want the item a few days from now, then go ahead and buy it. Most of the time, impulse purchases are things we don’t really want that bad. They’re just things that end up in the cart without us realizing it.

By waiting it out, you can do research and try to find the item for the lowest price possible. Plus, buying things in the spur of the moment can lead to us spending money on bad quality items.

For example, not too long ago my son broke our TV. So of course, my husband wakes up early in the morning to buy a new one. He got a Walmart brand TV for cheap, brought it home, and found that the quality was horrible! He ended up returning it and buying something else.

In this case, we knew we needed to get a TV. However, by not waiting and doing research it led to wasted time. Holding off on a purchase and doing research on an item before you purchase will always be a good thing. Read more

5 Ways To Build Your Emergency Fund FAST

Build emergency fund fast

An emergency fund can completely change your life! It can help you feel more secure and problems will become only inconveniences for you. An efund can help save your marriage and your health. If you want to read more about this, check out my post Why You Need An Emergency Fund.

Q: What is an emergency fund?

A: An emergency fund is money that can be accessed quickly in case of an emergency.

You can build your emergency fund quickly. It’s not easy nor is it fun, but it will set your financial, mental, and emotional life up for success by preparing for what life will throw at you. Here are some ways you can build your emergency fund fast!

Put all your other financial goals on the back burner.

You never know when an emergency will strike. That’s why you have to be prepared. The only way to quickly save up the money you need is by forsaking everything else and using tunnel vision to reach this financial goal.

Now, I know there are many people out there that love to invest and I understand why. But the hard truth is you have to build your efund and the faster, the better. That means you may have to stop contributing to your 401k for a while.

Sell things you are no longer using.

I’m sure there are things you can find that are still in great condition that is no longer being loved by you. Instead of hoarding these things until they rot, sell them to someone who will love and appreciate these things. With all the great avenues out there for selling, there’s no reason not to sell your old goods.

These are great selling apps and websites you can check out if you’re interested. Read more

Ultimate Guide For Shopping At Walmart From An Associate

Walmart has always been one of my favorite stores to shop at. Did you know there are 5,358 different Walmart locations in the world? [1] So many people choose Walmart because they have such low prices (even lower than Dollar Tree’s). It’s one of those places that carries pretty much everything you need so you only have to make one stop before going back home.

When I got to the phone call that they wanted to interview me, I was completely stoked! Working at Walmart has been wonderful and I’ve gotten some great deals because of it. I’ve learned many tips for shopping by being an associate and I’m so excited to share them with you!

Download The Walmart App

I can’t go into this list of tips without mentioning the Walmart App. I will never shop without the Walmart App again! There are so many useful functions on it. I’m always surprised when I tell a customer about it and they refuse to give it a try. Because of this, I’m going to explain the awesome tools you can find on it.

Aisle Location

You must allow Walmart to access your location to use this function. When you’re at the store, open the Walmart App and the top will turn yellow and say, “Store Assistant.” From here, you can type in the item you’re looking for in the search bar and it will tell you which aisle to find your product.

Also, it will be a quick solution if you’re not sure if Walmart even has what you’re looking for. If it doesn’t pull up under the ‘in your store’ tab, but pulls up under ‘Walmart.com’, then your store does not have that item. Read more