We’ve all had a moment in our lives when we’ve had to make a big purchase. However, there are some things you want to make sure you do before a big purchase. I’m going to make sure you’re aware of these things to help ensure you’re making a great financial decision for your life and your family.
Do Your Homework.
I don’t want you to overspend on an item if you don’t need to. For example, if you’re going to buy a phone then buy one that has all the functions you need. But don’t buy one that has more than what you need. You’ll end up paying more for functions you may never use.
The same goes for a car, computer, or anything else.
Do your homework before you spend your hard-earned cash. This is especially true when it comes to financial investments. You don’t want to just hand over your money without knowing what you’re truly getting into.
If you have any unanswered questions, don’t buy it until you’ve answered all the ins and outs. This is to protect yourself and your pockets. Read more
Debt hasn’t always been around. It’s a product that has been marketed to death and now people line up to get into debt. There are many common money myths plaguing the American people today. Here are just some of them.
Money Myth: Rent-to-own places help the poor.
Fact: These companies only benefit themselves and are ripoffs.
These kinds of companies are usually scattered among poor neighborhoods because wealthy people don’t buy into their scams. These businesses allow people to take home items today after they’ve signed a written contract agreeing to pay a monthly amount on it. Read more
Did you know there are many ways you can cut your expenses in half? You work so hard for your money, you shouldn’t hand it over to someone without first doing the math and calculating the results.
Here are some ways you can cut your expenses and keep more of your hard-earned cash.
(This post may contain affiliate links. If you make a purchase through one of my links, I’ll receive a commission at no extra cost to you. Thank you so much! Read our full disclaimer here.)
Don’t finance for phones.
This is really important: Never ever finance a phone. I don’t think you should finance anything except maybe a home. However, please do not make payments on a phone. Read more
Having a budget in your life is a great way to ensure you’re making the most out of the income you worked so hard to earn. There are many people who live by budgeting and can attest that they work.
Nevertheless, there will always be reasons why a budget may fall apart. Everyone is different, thereby making all the reasons different. However, the following reasons have made many budgets fall apart and left the owner wondering, “Why don’t budgets work?”
Your budget is too complicated.
When budgeting, you want to make sure every dollar gets an assignment. That means every dollar you earn should have a place you’ve designed it to go.
That being said, you don’t need to go into too much detail. For example, when I write my budget I label a portion for “food”. I don’t label a portion for the bread, rice, and spaghetti. That would overcomplicate it and eat too much of my time. Read more
Budgeting. This simple word can cause many people to tense up and dread the following conversation. However, there are many benefits of budgeting every dollar each month.
Personally, I’ve found that having a budget in place gives me peace of mind and eliminates money quarrels within my family.
Since there are many people out there who may dislike talking about budgeting, I thought I’d give a little insight on a few different benefits of budgeting.
Your bills will always be paid on time.
Paying our bills are important. So much so, that forgetting to pay a bill can cause sudden stress on an individual. Read more
About Vitamin E
Vitamin E has eight different forms. However, only one is active and can meet human requirements – alpha-tocopherol.
Vitamin E helps support the immune system, regulates gene expression, and helps with other metabolic processes. It also aids in keeping the inner lining of blood vessels clear and smooth by preventing build up.
This vitamin is considered an antioxidant, which means it neutralized free radicals and can help prevent the onset of diseases.
Taking Vitamin E supplements are linked with negative effects such as a stroke.  Read more
About Vitamin A
The term Vitamin A is used to refer to a group of compound necessary for growth, immune system, reproductions, and vision.
There are two types of Vitamin A-
- Preformed Vitamin A – found in animal products.
- Provitamin A Carotenoids – found in plants.
Provitamin A carotenoids can be converted to Vitamin A. Beta-carotene is the most known of these carotenoids and the most active. Carotenoids have a wide spectrum of colors, such as yellow, red, and orange hues. Read more