What Is A Budget?

What is a budget featured photo

Growing up, I had no one to teach me how to succeed at finances. I learned how to win with money after I already had a family to feed. A budget was not in my vocabulary nor did I ever hear anyone around me speaking about one.

My family never had any sort of savings. I had no idea what a budget was and how empowering it can be to have one set in place. I’ll be the first in my family to save money, get out of debt, invest money, and become financially free. I’m not there yet, but it all starts in one place: the budget.

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My husband was spectacle at first, but now he loves having a budget set in place. We know all our bills are covered and we have money to spend on ourselves. I feel at peace in our financial life and we agree on every decision together.

What Is A Budget?

written budget

A budget is a written plan that describes what you’re going to spend your money on. If you don’t have a plan, dollars will fly out of your hand into the hands of someone who does have a plan. Winning with money doesn’t happen by accident. This is one of those things that you’re going to have to be intentional about if you want to succeed. Read more

Habits Of Wealthy People That Set Them Up For Success

Habits of highly successful and wealthy people that set them up to win at life.

Habits Of Wealthy People

There are a lot of highly successful people in this world, but there’s also a lot of people who aren’t wildly successful. What’s the difference between the two? How can two people endure the same exact situation and yield tremendously different results? We hear about it all the time. Two siblings suffered the same hardship, yet one turned out to be a CEO and the other one is a crackhead. WHAT??

There are habits of wealthy people that others may not realize. These habits set them up for success by creating a path that allows them to chase their dream. Let’s take a look at these different habits so you can add them to your routine. Read more

10 Board Games For A No Spend Weekend

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10 Awesome Board Games

I love spending time with my family. They’re definitely my favorite people. However, when you’re living frugally on a budget, you may not have money to spend to do something extravagant. That’s why I believe having a collection of board games is crucial. Our regular visitors know that board games are always an option. We’re always ready to enjoy some good old fashions board game fun!

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1. Speak Out

Players: 4-10

Speak out is a ridiculously funny game for those who like guessing games. Every player gets their own mouthpiece and uses it when it’s their turn to go. There’s a deck of cards that have sayings on them. Read more

Financial Resources That Will Change Your Life

financial resources that will change your life feature photo

My name is Ariel Shanelle and I LOVE to learn about finances! I found out that there are different strategies to managing money. I always wondered, “How can someone who is poor become rich?” After partaking in these following resources, I learned that you CAN become rich. It’s a mindset and once you learn how to win, nothing will stop you. These financial resources changed my entire view on money. I hope they do the same to you and teach you how to be successful in this area.

money in an envelope picture

(This post may contain affiliate links. If you make a purchase through one of my links, I’ll receive commission at no extra cost to you. Thank you so much! Read our full disclaimer here.) Read more

7 Spending Habits That Will Keep You Poor

Things that will keep you poor featured phot

(This post may contain affiliate links. If you make a purchase through one of my links, I’ll receive commission at no extra cost to you. Thank you so much! Read our full disclaimer here.)

Things That Will Keep You Poor

Growing up poor, I knew nothing about managing money. I thought people being in constant need was a normal way of life. Most people I became friends with didn’t have many nice things. I most certainty didn’t have any rich friends.

Once I hit adulthood, I realized that there are wealthy people who are normal. They’re not greedy or bad like I was influenced into believing. They’re just humans who made different choices than most. In this article, I’m going to cover 7 spending habits that will keep people in a poor financial rut. Read more