Do These Things Before A Big Purchase

We’ve all had a moment in our lives when we’ve had to make a big purchase. However, there are some things you want to make sure you do before a big purchase. I’m going to make sure you’re aware of these things to help ensure you’re making a great financial decision for your life and your family.

Do Your Homework.

I don’t want you to overspend on an item if you don’t need to. For example, if you’re going to buy a phone then buy one that has all the functions you need. But don’t buy one that has more than what you need. You’ll end up paying more for functions you may never use.

The same goes for a car, computer, or anything else.

Do your homework before you spend your hard-earned cash. This is especially true when it comes to financial investments. You don’t want to just hand over your money without knowing what you’re truly getting into.

If you have any unanswered questions, don’t buy it until you’ve answered all the ins and outs. This is to protect yourself and your pockets. Read more

Financial Books To Help You Manage Money & Reach Financial Freedom

financial books to become financially free

(This post may contain affiliate links. If you make a purchase through one of my links, I’ll receive a commission at no extra cost to you. Thank you so much! Read our full disclaimer here.)

How can someone who is poor become rich and is it even possible?

That was a question I’ve wondered for a long time. Growing up, we always had enough for what we needed, but that was it. I began wondering what was the meaning of life and why do other people seem to be more successful than others.

Being poor was not fun. In middle school, I experienced a really embarrassing moment. A kid asked real loud in front of everyone asked, “Why do you wear the same pants every day?” I know he did it to make fun of me and I experienced embarrassment and anger. A lot of other kids seemed to have really nice clothing. I had two shirts and two pants. That’s it.

I knew I wanted to be successful financially, but I had no real plan. They don’t teach money in school and I couldn’t find anyone around me who really knew how to manage finances. So like many others, I did my own thing. But my plan didn’t work.

When I began learning how to handle money the correct way, I was already a young mom and had a family. Still living with my mom (yikes), my husband worked to provide for everything we needed. But we were still only breaking even and I still didn’t have any nice clothes.

Think about that. A young mom living at home with her parent with no job, no car, no income. Once I got my hands on some really good financial teachings, I knew my life was changed forever. I learned that rich is a mindset and by becoming successful at mastering your mind for abundance, it will surely come. Read more

What Is A Budget?

What is a budget featured photo

Growing up, I had no one to teach me how to succeed at finances. I learned how to win with money after I already had a family to feed. A budget was not in my vocabulary nor did I ever hear anyone around me speaking about one.

My family never had any sort of savings. I had no idea what a budget was and how empowering it can be to have one set in place. I’ll be the first in my family to save money, get out of debt, invest money, and become financially free. I’m not there yet, but it all starts in one place: the budget.

(This post may contain affiliate links. If you make a purchase through one of my links, I’ll receive commission at no extra cost to you. Thank you so much! Read our full disclaimer here.)

My husband was spectacle at first, but now he loves having a budget set in place. We know all our bills are covered and we have money to spend on ourselves. I feel at peace in our financial life and we agree on every decision together.

What Is A Budget?

written budget

A budget is a written plan that describes what you’re going to spend your money on. If you don’t have a plan, dollars will fly out of your hand into the hands of someone who does have a plan. Winning with money doesn’t happen by accident. This is one of those things that you’re going to have to be intentional about if you want to succeed. Read more